Terms and Conditions

1. Acceptance of Terms and Conditions

By accessing or using the website located at contact@majesticmortgage.site and any services provided by Majestic Mortgage, you agree to be bound by these Terms and Conditions and all applicable laws and regulations in the State of California and the United States. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law. These terms constitute a legally binding agreement between you and Majestic Mortgage regarding your use of our mortgage-related information, tools, and communication channels. We reserve the right to review and amend any of these terms of service at our sole discretion. Upon doing so, we will update this page and indicate the date of the last revision. Any changes to these terms will take effect immediately from the date of publication.

2. California Privacy Rights and CCPA Compliance

In accordance with the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), residents of California have specific rights regarding their personal information. Majestic Mortgage is committed to protecting the privacy of our users. We collect information that identifies, relates to, describes, or could reasonably be linked with a particular consumer or household. This includes identifiers such as your name, email address (contact@majesticmortgage.site), and financial information necessary for mortgage inquiries. You have the right to request disclosure of the personal information we collect, the right to request deletion of that information, and the right to opt-out of the sale of personal information if applicable. We do not discriminate against users for exercising their privacy rights. For any inquiries regarding your data under California law, please contact us at the provided email address.

3. Eligibility and Financial Disclosures

To use the services provided by Majestic Mortgage, you must be at least 18 years of age and a resident of the United States. Our services are intended for use by individuals seeking mortgage information within jurisdictions where we are legally authorized to operate. Nothing on this website should be construed as an offer to lend, a commitment to lend, or a guarantee of a specific interest rate. All loan approvals are subject to credit underwriter approval, appraisal, and title search. Interest rates and programs are subject to change without notice. It is your responsibility to provide accurate and complete information during the inquiry process. Providing false information may result in the immediate termination of your access to our services and may lead to legal consequences under federal and state financial regulations.

4. Intellectual Property and Limited License

All content, features, and functionality on this website, including but not limited to text, graphics, logos, icons, images, and software, are the exclusive property of Majestic Mortgage and are protected by United States and international copyright, trademark, and other intellectual property laws. We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the site for personal, non-commercial purposes only. You may not reproduce, distribute, modify, create derivative works of, publicly display, or in any way exploit any of the material on our site without prior written consent from our management. Unauthorized use of any Majestic Mortgage intellectual property may result in statutory damages and legal action in the California court system.

5. Limitation of Liability and Disclaimer of Warranties

The materials on the Majestic Mortgage website are provided on an ‘as is’ and ‘as available’ basis. We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Majestic Mortgage does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site. In no event shall Majestic Mortgage or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our website, even if we have been notified orally or in writing of the possibility of such damage.

6. Governing Law and Dispute Resolution

Any claim relating to Majestic Mortgage’s website or services shall be governed by the laws of the State of California without regard to its conflict of law provisions. You agree that any legal action or proceeding between you and Majestic Mortgage shall be brought exclusively in a federal or state court of competent jurisdiction sitting in California. In the event of a dispute, we encourage you to contact us at contact@majesticmortgage.site first to seek an informal resolution. If a resolution cannot be reached, you agree to submit to the personal and exclusive jurisdiction of the courts located within California for the purpose of litigating all such disputes. If any provision of these terms is found to be invalid by a court of law, the invalidity of such provision shall not affect the validity of the remaining provisions, which shall remain in full force and effect.